Logo

Essay on Visit to a Bank

Students are often asked to write an essay on Visit to a Bank in their schools and colleges. And if you’re also looking for the same, we have created 100-word, 250-word, and 500-word essays on the topic.

Let’s take a look…

100 Words Essay on Visit to a Bank

Introduction.

My visit to a bank was an enlightening experience. I went there with my father to understand the working of a bank.

Observations

The bank was bustling with activity. Customers were busy in transactions while the staff was managing the operations.

I learned about various banking services like deposits, withdrawals, loans, and more. It was fascinating to see how money is managed.

The visit was insightful. It made me realize the importance of banks in our daily life.

250 Words Essay on Visit to a Bank

A visit to a bank is an experience that offers an insightful peek into the functioning of a financial institution. It is a place where numerous transactions take place, money is saved, and loans are provided, thereby playing a pivotal role in the economy.

Exterior and Interior

The exterior of a bank often exudes an aura of solidity and security, designed to inspire trust. Inside, a bank is typically divided into various sections, each designated for a specific task. The counters, the cabins, the waiting areas, and the vaults all contribute to a well-organized system.

Banking Operations

The operations in a bank are carried out meticulously. Customers engage in various activities like depositing money, withdrawing cash, requesting loans, or updating passbooks. Behind the scenes, bank employees manage these transactions, ensure data security, and provide customer service.

Significance of Banks

Banks play a crucial role in maintaining the financial health of a country. They facilitate the flow of money, provide credit, and offer a safe place for individuals and businesses to keep their money. A visit to a bank can help one understand the complexities of the financial world.

A bank visit is not just about monetary transactions; it’s an educational journey into the financial backbone of our society. It provides a glimpse into how money is managed, and how the economy functions. It is a testament to the fact that banks are more than just buildings; they are institutions that uphold the economic structure of a country.

500 Words Essay on Visit to a Bank

A bank is an integral part of modern society, serving as a cornerstone for economic stability and growth. A visit to a bank offers an insightful perspective into the functioning of this financial institution, providing a glimpse into the intricate processes that facilitate everyday financial transactions.

Arrival and First Impressions

Upon entering the bank, one is immediately struck by the organized chaos. Despite the seemingly chaotic environment, there is a rhythmic pattern to the operations. Customers are queued systematically, machines hum with activity, and bank personnel are busy attending to their respective tasks. The atmosphere is one of serious professionalism, reflecting the gravity of the transactions being handled.

Observing the Operations

The bank’s operations are divided into several sections, each dedicated to a specific function. The Teller Counter is bustling with activity as customers deposit or withdraw money, while the Customer Service Desk handles inquiries and resolves issues. The Loans Department is engaged in advising customers about various loan options, and the Investment Advisory helps customers make informed decisions about their investments.

Interacting with the Staff

Interacting with bank staff provides a deeper understanding of the banking process. The staff’s proficiency in handling complex financial transactions and their dedication to customer service is commendable. Their ability to multitask, handle stress, and maintain a pleasant demeanor is a testament to their professionalism.

Understanding the Technological Infrastructure

A modern bank relies heavily on technology for its operations. From the moment a customer swipes their card for identification until they receive a transaction receipt, technology is at play. The bank’s sophisticated software systems ensure secure and efficient handling of transactions. This reliance on technology underscores the importance of cybersecurity in the banking sector.

Reflecting on the Importance of Banks

Visiting a bank leads to a deeper appreciation of the role banks play in our lives. They are not just places to store money; they are institutions that facilitate economic growth, provide financial security, and contribute to societal stability. They enable individuals to manage their finances, businesses to expand, and economies to grow.

In conclusion, a visit to a bank is an enlightening experience. It provides a first-hand understanding of the complex operations that facilitate our daily financial transactions. It also highlights the importance of banks in our lives, their role in the economy, and the challenges they face in maintaining security and efficiency. It is a reminder that even in this digital age, the physical presence of banks remains an essential aspect of our financial landscape.

That’s it! I hope the essay helped you.

If you’re looking for more, here are essays on other interesting topics:

  • Essay on Privatisation of Banks
  • Essay on Bank
  • Essay on Restaurant Food

Apart from these, you can look at all the essays by clicking here .

Happy studying!

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Save my name, email, and website in this browser for the next time I comment.

Paragraph on Visit to a Bank- by Anand

bank visit essay in english

Introduction:

A visit to a bank is always informative. The banking institution is an integral part of the present economic system.

Channelization and concentration of resources for the purposes of satisfying the economic needs and objectives of the nation, is the principle on which a bank operates.

I had to visit the bank to open my own account last Sunday.

Work of Various Departments:

Just like the post office, the working of the bank is divided into many different departments which collectively handle the affairs of the bank. These departments have been provided with specific counters or windows where the customers have to stand in queue and wait for their turn. Almost every bank is air-conditioned nowadays. There are seats put up for the people who visit the bank for work. There are cabins provided for the managers and general manager of the bank. There is also a room where the assets and other valuables of the people are kept in safe boxes.

ADVERTISEMENTS:

There are boards attached on each wall which give the basic information regarding the working of banks:

1. Account Opening Counter:

This is the department which is the busiest of all sections. When I visited the bank, I was surprised to see a very long queue in this counter. I thought it would take me hours to get an account opened. There was a form which needed to be filled up along with the signature of a confidant and one’s identity proof.

2. Demand Draft/Cheques Counter:

This section remained fairly less crowded. Customers of the bank visited this section to get their demand drafts and cheques done. For each one of them, a separate form was available which had to be filled and was to be submitted to the person sitting at the counter along with the requisite amount of money mentioned in the form.

3. Withdrawal Counter:

The withdrawal counter is where people come to encash cheques and withdraw money from their accounts. The person sitting in this counter usually has a drawer or a suitcase filled with case so that he can hand it over to the person who has rightfully claimed it. This section remains negligibly crowded.

Importance of a Bank:

The soundness of the banking system of a country determines its economic health. The borrowing, processing, lending of the banks facilitates the process of production, distribution and consumption of wealth. Thus, banks are the most effective partners of the government in the process of economic development. The resources of the country are efficiently utilized by the banks. The capital of the country doesn’t die because the banks preserve the wealth of its people.

Conclusion:

My visit to the bank made me learn many new and different things about the functioning of the banks and the important role they play in the economy of any country. The bank is the heart of the economy of a nation and the facility of giving loans by the banks provides incentives for more production. Thus, the banks are the nerve centres of the economy of a nation.

Related Articles:

  • Central Bank : an Apex Financial Authority
  • Paragraph on Visit to a Post-Office – by Shanu
  • Paragraph on Visit to a Museum – By Anand
  • Paragraph on Visit to a School Library- by Shanu
  • Essay On Bank

Essay on Bank

500+ words essay on bank.

Banks are an integral part of the modern economy. They play a major role in the economic growth and development of a country. The idea of banking evolved with the idea of money. In India, public sector banks (PSBs) have been working to provide banking services in urban and rural areas since 1970. These public sector banks account for nearly 70% of banking activity in India. With the help of this essay on banks, students will get to know the functions performed by banks and their importance for individuals and the country. To help students in improving their essay-writing skills, we have also compiled a list of CBSE Essays on different topics. By practising these essays, they can boost their writing skills and also score good marks on the English exam.

Meaning of Bank

Banks are mainly linked to depositing and lending money. In Indian society, moneylenders used to give money to people in ancient times. They charged a high rate of interest to people as there were no banks or banking systems available at that time. But, with the change in time, the banking system was introduced in India. Now, we have public sector banks and private banks.

A bank is a financial institution that deals with deposits, withdrawals and other related banking services. Bank receives money from those who want to save in the form of deposits, and it lends money to those who need it. A bank is a financial institution that works as an intermediary to accept deposits and channels those deposits into various lending activities. It does so through loans or capital markets. A bank establishes the connection between the customers who have capital surpluses and those with capital deficits. In India, all banks operate under the guidelines of the Reserve Bank of India, which is known as the banker’s bank.

Functions of Bank

Banking is the lifeline of the modern economy. It has played a very important role in the economic development of all the nations of the world. We can not think of modern commerce without banking. Banking is a business which seeks profits like any other business. The banking business mainly constitutes borrowing and lending as their basic functions. Now, banks are providing many other services to people, such as net banking, online shopping, mobile banking, granting loans and advances, short-term credit, pension payments, acting as a dealer in foreign currency etc. A common person can safely deposit their money in the banks.

How Important are Banks for Development?

Banks are the most important financial pillars. They play a vital role in the economic development of a country. The financing requirements of industries, trades, agriculture and other business are met with the help of banks. Therefore, if the banking system of a country becomes strong, then the development of the country will also be at a faster rate. In today’s economy, banks are not only dealing with money, but they are also contributing to the development of the nation. They play a crucial role in the disbursement of credit and the mobilisation of deposits to various sectors of the economy. Banks also represent the economic health of the country. The strength of a nation’s economy depends on the strength of the financial system, which depends on the banking system.

In India, banks play a crucial role in the social and economic growth of the country after independence. The banking sector in India accounts for more than half the assets of the financial sector. The Indian banks have shown much growth after the implementation of financial sector reforms.

Banks are the backbone of any country’s economy. They are responsible for running the economy and controlling the price of the markets. They perform various important functions. However, there are default NPAs, cases of corruption and security threat-related issues, but these can be resolved by implementing strict laws and rules by the government.

Students must have found the “Essay on Bank” useful for improving their essay writing skills. They can get the study material and the latest updates on CBSE/ICSE/State Board/Competitive Exams, at BYJU’S.

Leave a Comment Cancel reply

Your Mobile number and Email id will not be published. Required fields are marked *

Request OTP on Voice Call

Post My Comment

bank visit essay in english

  • Share Share

Register with BYJU'S & Download Free PDFs

Register with byju's & watch live videos.

close

Counselling

InfinityLearn logo

Essay on Bank in English for Children and Students

bank visit essay in english

Table of Contents

Banks are financial institutions that deal in monetary transactions. Banks form an integral part of any society. There are numerous banks located in different parts of our country. While earlier there were limited number of banks with a few branches in big cities and towns in India, a number of new banks have opened in the last few decades with branches in every nook and corner of the country. Banks provide a lot of services based on the customer’s requirements. They provide locker facilities, safe deposits, ATM Services, Fixed Deposits, money transfer, loan for business and houses and several other monetary services to their customers.

Fill Out the Form for Expert Academic Guidance!

Please indicate your interest Live Classes Books Test Series Self Learning

Verify OTP Code (required)

I agree to the terms and conditions and privacy policy .

Fill complete details

Target Exam ---

Long and Short Essay on Bank in English

Here are essay on Bank in English of varied lengths to help you with the topic whenever you required.

After going through these Bank essay, your knowledge about banks, their functioning and their usefulness will enhance and you will emerge as a knowledgeable person.

These essays will prove useful in your school or college assignments, especially for students of commerce or banking.

You can select any bank essay of your choice given below:

Bank Essay 1 (200 words)

The banking system that involves accepting deposits and lending money initiated centuries back in various parts of the world. The system improvised over the time and the banks these days offer various other facilities in addition to the basic depositing and lending of money.

People are encouraged to keep their money in the banks because it is a safe and secure way to store the money. The money stored in the bank in the form of fixed deposits and recurring deposits also fetches a good amount of interest. In addition to money, one can also keep jewellery and important papers in the bank lockers.

Providing loans, which is another primary function of the banks, is also beneficial for individuals and businesses in many ways. Salaried people can build their assets such as property, car, etc easily with the help of loans from the bank. Businessmen can expand their businesses with this facility. A number of other services are also provided to the businessmen to ease their financial transactions and aid in the growth of their business.

Online Banking has further enhanced the process of banking. Various banking services such as checking balance, transferring amount, applying for loan are now provided on the bank’s website. All the customers require doing is opting for internet banking service.

Take free test

Bank Essay 2 (300 words)

Introduction

Banking system has been in place since centuries. The system has been prevalent in India as well as other parts of the world. Only the services provided and the functions carried out have enhanced over the time.

History of Banks

Banking service began back in the 14 th century in some parts of Renaissance Italy. It was initiated on the lines of the concept of lending and borrowing that took place among people since the ancient era. In the ancient times, the merchants gave grain loans to the traders and farmers. This was called the barter system. Over the time the system evolved to accepting deposits and lending money.

The Fuggers, the Medicis, the Berenbergs, the Rothschilds are among some of the banking dynasties that are known to play a central role in the history of banking. They dominated this sector for centuries. Modern banking services such as issuance of banknotes and reserve banking started in the 17 th century. Bank of England and The Royal Bank of Scotland are some of the oldest banks in the world.

History of Banks in India

In India, the banking system dates back to the Vedic civilization. Loans were given to the needy in that era too only the nitty-gritty’s involved in the same were different. Loans deeds in that period were known by the name rnalekhya or rnapatra.

Big businessmen and landlords gave money to the small traders and farmers on interest in the earlier times. This culture is still prevalent in some villages in the country. The lands or other valuable assets of those who were unable to pay the amount were confiscated just as the banks do these days.

The first bank established in India was the Bank of Hindustan. It was opened in the year 1770 in Calcutta. Bank of Bombay, Bank of Calcutta and Bank of Madras were set up later in the early 19 th century.

There are numerous types of banks in every country to cater to the needs of different customers. They provide various services and aid in the growth of the country’s economy.

Bank Essay 3 (400 words)

A bank is an institution that accepts money deposits from the public and provides funds on credit to individuals as well as firms. These are the primary functions of a bank but not the only functions. They provide various other services to its customers such as locker facility, transfer of funds, issuance of drafts and portfolio management to name a few.

Importance of Banks

Banks are important for the individuals as well as the development of the country’s economy. Here is why these institutions are of importance:

  • Provides Safety and Security

Money kept at home is not safe. It is prone to burglary. When you keep your money in the bank, it is the bank’s responsibility to safeguard it. You do not have to worry about its security.

  • Encourages Saving Habits

Banks offer various schemes from time to time to encourage saving habits in people. The money put in the bank is not only saved but also grows. You have the option of withdrawing it any time you want.

  • Eases Trade and Commerce

Banks promote trade within the country by providing loans and advances to the traders. It also eases the process of trading between different countries. They provide easy money transaction options to smoothen the process. It is easy to send and receive funds from anywhere with the advancement in the banking system.

  • Promotes Agricultural Sector

Agricultural sector is an important part of the economy. There are special banks that provide loans to the farmers at low interest to promote agricultural activities. Banks thus aid in promoting the agricultural sector.

  • Aids in Development of Industries

Banks accept deposits from individuals and businesses and provide loads to the industries. They thus aid in the development of various industries in this way. The loan can be repaid in easy instalments.

  • Provides Employment Opportunities

Banks provide loans for the growth and development of the agricultural and industrial sectors. As these sectors expand, a number of employment opportunities are created for the public.

Banks are an important part of any country. The modern banking services have helped in easing the process of trade, development of industries and other activities that help in the development of the country’s economy. Banks and other financial institutions that promote the growth of businesses and safeguard the money and other valuable assets of individuals are certainly play an integral role in the development of a country’s economy.

Bank Essay 4 (500 words)

Banks play an important role in maintaining financial stability in the country. They offer numerous services to help you manage your finances better. These institutions thus form a vital part of any society.

Functions of Banks

The functions of banks have broadly been classified into two categories. These are the primary functions and the secondary functions. Here is a look at these in detail:

Primary Functions

Primary functions are the main functions of the banks. These include accepting deposits and providing loans. Here is a brief look at these functions:

  • Accepting Deposits

These deposits are basically of four different types:

Saving Deposits: These deposits encourage public to save money. The money can easily be withdrawn and deposited in the saving account without much restriction. The interest rate here is however quite low.

Current Deposits: This account is especially for the businessmen. These accounts offer facilities such as overdraft that are beneficial for the businesses. No interest is paid in this account.

Fixed Deposits: In a fixed deposit a considerable big amount is deposited in the account for a fixed period of time. The rate of interest is high in such deposits.

Recurring Deposits: A certain amount is deposited at regular intervals in such an account. The rate of interest is high. However, the amount cannot be withdrawn before a certain period.

  • Providing Loans

Here are the types of loans and advances offered by the banks:

Loans: Loans are offered for both short term and long term period. The rate of interest charged on the same varies based on the type and duration of loan. It can be repaid in instalments.

Cash Credits: The customers have the facility to take cash credit up to a certain amount which is fixed in advanced. A separate cash credit account needs to be maintained for this.

Overdraft: This facility is for businessmen. It is thus provided to the current account holders. They do not require maintaining a separate account to avail this facility.

Secondary Functions

Secondary functions, also known as non-banking functions, are of two types. These are agency functions and general utility functions. Here is a brief look at both these types of functions:

  • Agency Functions

The bank also acts as an agent for its customers. A number of agency functions are performed by this institution. These include collection of cheques, periodic payments, portfolio management, periodic collections and transfer of funds. Banks also act as executors, administrators, advisors and trustees for their customers. They help their customers deal with other institutions.

  • General Utility Functions

Banks also perform general utility functions that include providing locker facility, underwriting of shares, dealing in foreign exchange, issuance of drafts and letter of credits, drafting project reports, undertaking social welfare programmes such as public welfare campaigns and adult literacy programmes.

Discounting of bill of exchange is another service provided under this.

While initially the functions of banks only included accepting deposits and providing loans; they have started providing various other services now. All these facilities are aimed at helping the customers with their finances.

Take free test

Bank Essay 5 (600 words)

Banks are financial institutions that lend money and accept deposits from general public. Banks maintain the flow of money in the country and are important for its economic growth. There are different types of banks that offer different kinds of services to individuals as well as businesses.

Types of Banks

Here are the various types of banks and their functions:

  • National Banks

Also known by the name, Central or Federal bank, these banks manage the financial system of the government. These non-profit making institutes serve as bankers to the other banks. There is one Central bank in every country. Some of the functions of National banks include supervising foreign exchange, controlling the country’s currency and issuance of paper currency. They do not deal with the general public.

  • Retail Banks

These are the most common types of banks. These are mainly set up to focus on the requirements of the general public. They open your savings account, provide credit cards, give loans and provide locker facility among other services.

  • Saving Banks

These are especially established to inculcate the habit of saving money among the people. The deposits from the customers are turned into securities and bonds in these banks. These were set up way back in the 18 th century in European countries. Besides, accepting deposits from individuals these banks offer various other services too.

  • Commercial Banks

The main aim of these banks is to aid the business class. They provide loans to the businessmen and also provide other services that are useful for the business men. Some of these services include bill of exchange, overdraft and cheque collection.

  • Investment Banks

These banks are also set up to aid the businesses. These banks help the businessmen establish a foothold in the financial markets. Investment banks facilitate those businessmen who require selling debt to the investors or want to go public with their business.

  • Land Mortgage Banks

Also known as agricultural banks or Land Development banks, these are mainly set up to aid the agricultural sector by financing it. These banks also play an important part in land development. The reason why this special category of banks has come into being is that there is a lot of risk in financing the agricultural sector and the commercial banks that support other businesses are not ready to take such risk.

  • Co-operative Banks

Co-operative banks provide loans to small-scale farmers, small-scale businesses and salaried people. They provide both commercial and retail services to people. These banks are registered under Co-operative Societies Act, 1912.

  • Consumer Banks

These banks have exclusively been set up to provide loan for purchasing durable consumer goods such as car, washing machine, refrigerator, furniture, etc. These banks give their consumers the leverage to repay loans in easy instalments. These are mostly found in first world countries.

  • Industrial Banks

Also known by the name Development Banks, these banks are established to aid the industrial sector. These banks accept cash by issuing shares and debentures. They provide long-term loan to the industries to help them expand and develop. Many such banks have been established in the country post independence.

  • Exchange Banks

These banks are particularly engaged in financing foreign trade. Some of the main functions of these banks include discounting foreign bills, purchasing and selling silver and gold and providing assistance in carrying out export and import trade.

Banks are established to ease the financial issues of the general public as well as the country as a whole. Different types of banks serve different purposes and have been set up to cater to the needs of various classes.

Related content

Call Infinity Learn

Talk to our academic expert!

Language --- English Hindi Marathi Tamil Telugu Malayalam

Get access to free Mock Test and Master Class

Register to Get Free Mock Test and Study Material

Offer Ends in 5:00

IndiaCelebrating.com

Essay on Bank

Banks are financial institutions that deal in monetary transactions. Banks form an integral part of any society. There are numerous banks located in different parts of our country. While earlier there were limited number of banks with a few branches in big cities and towns in India, a number of new banks have opened in the last few decades with branches in every nook and corner of the country. Banks provide a lot of services based on the customer’s requirements. They provide locker facilities, safe deposits, ATM Services, Fixed Deposits, money transfer, loan for business and houses and several other monetary services to their customers.

Long and Short Essay on Bank in English

Here are essay on Bank in English of varied lengths to help you with the topic whenever you required.

After going through these Bank essay, your knowledge about banks, their functioning and their usefulness will enhance and you will emerge as a knowledgeable person.

These essays will prove useful in your school or college assignments, especially for students of commerce or banking.

You can select any bank essay of your choice given below:

Bank Essay 1 (200 words)

The banking system that involves accepting deposits and lending money initiated centuries back in various parts of the world. The system improvised over the time and the banks these days offer various other facilities in addition to the basic depositing and lending of money.

People are encouraged to keep their money in the banks because it is a safe and secure way to store the money. The money stored in the bank in the form of fixed deposits and recurring deposits also fetches a good amount of interest. In addition to money, one can also keep jewellery and important papers in the bank lockers.

Providing loans, which is another primary function of the banks, is also beneficial for individuals and businesses in many ways. Salaried people can build their assets such as property, car, etc easily with the help of loans from the bank. Businessmen can expand their businesses with this facility. A number of other services are also provided to the businessmen to ease their financial transactions and aid in the growth of their business.

Online Banking has further enhanced the process of banking. Various banking services such as checking balance, transferring amount, applying for loan are now provided on the bank’s website. All the customers require doing is opting for internet banking service.

Bank Essay 2 (300 words)

Introduction

Banking system has been in place since centuries. The system has been prevalent in India as well as other parts of the world. Only the services provided and the functions carried out have enhanced over the time.

History of Banks

Banking service began back in the 14 th century in some parts of Renaissance Italy. It was initiated on the lines of the concept of lending and borrowing that took place among people since the ancient era. In the ancient times, the merchants gave grain loans to the traders and farmers. This was called the barter system. Over the time the system evolved to accepting deposits and lending money.

The Fuggers, the Medicis, the Berenbergs, the Rothschilds are among some of the banking dynasties that are known to play a central role in the history of banking. They dominated this sector for centuries. Modern banking services such as issuance of banknotes and reserve banking started in the 17 th century. Bank of England and The Royal Bank of Scotland are some of the oldest banks in the world.

History of Banks in India

In India, the banking system dates back to the Vedic civilization. Loans were given to the needy in that era too only the nitty-gritty’s involved in the same were different. Loans deeds in that period were known by the name rnalekhya or rnapatra.

Big businessmen and landlords gave money to the small traders and farmers on interest in the earlier times. This culture is still prevalent in some villages in the country. The lands or other valuable assets of those who were unable to pay the amount were confiscated just as the banks do these days.

The first bank established in India was the Bank of Hindustan. It was opened in the year 1770 in Calcutta. Bank of Bombay, Bank of Calcutta and Bank of Madras were set up later in the early 19 th century.

There are numerous types of banks in every country to cater to the needs of different customers. They provide various services and aid in the growth of the country’s economy.

Bank Essay 3 (400 words)

A bank is an institution that accepts money deposits from the public and provides funds on credit to individuals as well as firms. These are the primary functions of a bank but not the only functions. They provide various other services to its customers such as locker facility, transfer of funds, issuance of drafts and portfolio management to name a few.

Importance of Banks

Banks are important for the individuals as well as the development of the country’s economy. Here is why these institutions are of importance:

  • Provides Safety and Security

Money kept at home is not safe. It is prone to burglary. When you keep your money in the bank, it is the bank’s responsibility to safeguard it. You do not have to worry about its security.

  • Encourages Saving Habits

Banks offer various schemes from time to time to encourage saving habits in people. The money put in the bank is not only saved but also grows. You have the option of withdrawing it any time you want.

  • Eases Trade and Commerce

Banks promote trade within the country by providing loans and advances to the traders. It also eases the process of trading between different countries. They provide easy money transaction options to smoothen the process. It is easy to send and receive funds from anywhere with the advancement in the banking system.

  • Promotes Agricultural Sector

Agricultural sector is an important part of the economy. There are special banks that provide loans to the farmers at low interest to promote agricultural activities. Banks thus aid in promoting the agricultural sector.

  • Aids in Development of Industries

Banks accept deposits from individuals and businesses and provide loads to the industries. They thus aid in the development of various industries in this way. The loan can be repaid in easy instalments.

  • Provides Employment Opportunities

Banks provide loans for the growth and development of the agricultural and industrial sectors. As these sectors expand, a number of employment opportunities are created for the public.

Banks are an important part of any country. The modern banking services have helped in easing the process of trade, development of industries and other activities that help in the development of the country’s economy. Banks and other financial institutions that promote the growth of businesses and safeguard the money and other valuable assets of individuals are certainly play an integral role in the development of a country’s economy.

Bank Essay 4 (500 words)

Banks play an important role in maintaining financial stability in the country. They offer numerous services to help you manage your finances better. These institutions thus form a vital part of any society.

Functions of Banks

The functions of banks have broadly been classified into two categories. These are the primary functions and the secondary functions. Here is a look at these in detail:

Primary Functions

Primary functions are the main functions of the banks. These include accepting deposits and providing loans. Here is a brief look at these functions:

  • Accepting Deposits

These deposits are basically of four different types:

Saving Deposits: These deposits encourage public to save money. The money can easily be withdrawn and deposited in the saving account without much restriction. The interest rate here is however quite low.

Current Deposits: This account is especially for the businessmen. These accounts offer facilities such as overdraft that are beneficial for the businesses. No interest is paid in this account.

Fixed Deposits: In a fixed deposit a considerable big amount is deposited in the account for a fixed period of time. The rate of interest is high in such deposits.

Recurring Deposits: A certain amount is deposited at regular intervals in such an account. The rate of interest is high. However, the amount cannot be withdrawn before a certain period.

  • Providing Loans

Here are the types of loans and advances offered by the banks:

Loans: Loans are offered for both short term and long term period. The rate of interest charged on the same varies based on the type and duration of loan. It can be repaid in instalments.

Cash Credits: The customers have the facility to take cash credit up to a certain amount which is fixed in advanced. A separate cash credit account needs to be maintained for this.

Overdraft: This facility is for businessmen. It is thus provided to the current account holders. They do not require maintaining a separate account to avail this facility.

Secondary Functions

Secondary functions, also known as non-banking functions, are of two types. These are agency functions and general utility functions. Here is a brief look at both these types of functions:

  • Agency Functions

The bank also acts as an agent for its customers. A number of agency functions are performed by this institution. These include collection of cheques, periodic payments, portfolio management, periodic collections and transfer of funds. Banks also act as executors, administrators, advisors and trustees for their customers. They help their customers deal with other institutions.

  • General Utility Functions

Banks also perform general utility functions that include providing locker facility, underwriting of shares, dealing in foreign exchange, issuance of drafts and letter of credits, drafting project reports, undertaking social welfare programmes such as public welfare campaigns and adult literacy programmes.

Discounting of bill of exchange is another service provided under this.

While initially the functions of banks only included accepting deposits and providing loans; they have started providing various other services now. All these facilities are aimed at helping the customers with their finances.

Bank Essay 5 (600 words)

Banks are financial institutions that lend money and accept deposits from general public. Banks maintain the flow of money in the country and are important for its economic growth. There are different types of banks that offer different kinds of services to individuals as well as businesses.

Types of Banks

Here are the various types of banks and their functions:

  • National Banks

Also known by the name, Central or Federal bank, these banks manage the financial system of the government. These non-profit making institutes serve as bankers to the other banks. There is one Central bank in every country. Some of the functions of National banks include supervising foreign exchange, controlling the country’s currency and issuance of paper currency. They do not deal with the general public.

  • Retail Banks

These are the most common types of banks. These are mainly set up to focus on the requirements of the general public. They open your savings account, provide credit cards, give loans and provide locker facility among other services.

  • Saving Banks

These are especially established to inculcate the habit of saving money among the people. The deposits from the customers are turned into securities and bonds in these banks. These were set up way back in the 18 th century in European countries. Besides, accepting deposits from individuals these banks offer various other services too.

  • Commercial Banks

The main aim of these banks is to aid the business class. They provide loans to the businessmen and also provide other services that are useful for the business men. Some of these services include bill of exchange, overdraft and cheque collection.

  • Investment Banks

These banks are also set up to aid the businesses. These banks help the businessmen establish a foothold in the financial markets. Investment banks facilitate those businessmen who require selling debt to the investors or want to go public with their business.

  • Land Mortgage Banks

Also known as agricultural banks or Land Development banks, these are mainly set up to aid the agricultural sector by financing it. These banks also play an important part in land development. The reason why this special category of banks has come into being is that there is a lot of risk in financing the agricultural sector and the commercial banks that support other businesses are not ready to take such risk.

  • Co-operative Banks

Co-operative banks provide loans to small-scale farmers, small-scale businesses and salaried people. They provide both commercial and retail services to people. These banks are registered under Co-operative Societies Act, 1912.

  • Consumer Banks

These banks have exclusively been set up to provide loan for purchasing durable consumer goods such as car, washing machine, refrigerator, furniture, etc. These banks give their consumers the leverage to repay loans in easy instalments. These are mostly found in first world countries.

  • Industrial Banks

Also known by the name Development Banks, these banks are established to aid the industrial sector. These banks accept cash by issuing shares and debentures. They provide long-term loan to the industries to help them expand and develop. Many such banks have been established in the country post independence.

  • Exchange Banks

These banks are particularly engaged in financing foreign trade. Some of the main functions of these banks include discounting foreign bills, purchasing and selling silver and gold and providing assistance in carrying out export and import trade.

Banks are established to ease the financial issues of the general public as well as the country as a whole. Different types of banks serve different purposes and have been set up to cater to the needs of various classes.

Related Posts

Money essay, music essay, importance of education essay, education essay, newspaper essay, my hobby essay.

HSC Projects

Visit the Branch of Any Commercial Bank And Write a Report on Various Functions Performed by Bank

Table of Contents

INTRODUCTION :

A commercial bank is a type of financial institution by law to accept deposits from businesses and individuals and lend money to them, offers checking account services, makes business, personal and mortgage loans, and provides essential financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses. The project talks about the functions of commercial banks and its working mechanism. A commercial bank is where most people do their banking because A commercial bank is almost certainly the type of bank you think of when you think about a bank, as opposed to an investment bank.

Banks are regulated by federal and state laws, depending on how they are organized and the services they provide. Commercial banks are also monitored through the Federal Reserve System.

A commercial bank is a financial organization that performs the features of accepting deposits from the majority and giving loans for funding to earn a profit.

In reality, commercial banks, as their name suggests, ax-earnings-searching for establishments, i.e., they do banking business to gain earnings.

They generally finance trade and commerce with brief-time period loans. They price high fee of interest from the debtors but pay a good deal with much less charge of interest to their depositors with the result that the distinction between the two prices of interest becomes the main supply of earnings of the banks. The maximum of the Indian joint stock Banks is industrial Banks, which include Punjab national bank, Allahabad Bank, Canara Bank, Andhra Bank, Bank of Baroda, etc.

AIMS AND OBJECTIVES :

The project aims to understand how a commercial bank works. What functions a commercial bank carries out in their day to day working environment.

  • To visit a local commercial bank
  • To understand their workflow
  • To understand how the work is distributed among the employees of a commercial bank
  • To learn how a commercial bank organizes their functions
  • To determine the benefits appointed
  • To find out what types of accounts they provide for businesses and individuals
  • To learn about cheques, withdrawing, and depositing limits of individual incorporate banks

METHOD AND METHODOLOGY :

In this project, we are going to learn about a corporate bank that works by collecting data by actually visiting a branch of a corporate bank in town.

Primary Data:-

Primary data is data gathered for the first time by the researcher. It is the raw form of data and thoroughly studied and hence, a helpful tool for secondary data. Here the method used for the collection of primary data is a visit to the actual place.

I will be using more of an actual visit to the corporate bank branch to collect the data for this project. The primary source of information is through visiting the corporate bank and observing their work environment, learning their work, Types of things their employees do and seeing the number of services provided by them

DETAIL REPORT OF PROJECT :

bank visit essay in english

Primary Functions of Commercial banks:

Primary functions of commercial banks refer to the essential functions of commercial banks that include the following:

  • Accepting Deposits:

This implies that commercial banks are mainly dependent on public deposits .

There are two types of deposits, which are discussed as follows:

  • Demand Deposits: Refer to the kind of deposits that can be readily withdrawn by individuals without any prior notice to the bank. In other words, the owners of these deposits are allowed to withdraw money anytime by merely writing a check. These deposits are part of the money supply as they are used as a means for the payment of goods and services as well as debts. Receiving these deposits is the primary function of commercial banks.
  • Time Deposits: Refer to deposits that are for a specified period. Banks pay higher interest on time deposits. These deposits can be withdrawn only after a specific period is completed by providing written notice to the bank.
  • Advancing Loans: This refers to one of the essential functions of commercial banks. Commercial banks use public deposits to grant loans to individuals and businesses. Commercial banks give loans in the form of overdraft, cash credit, and discounting bills of exchange .

Also, check – Functions of the central bank

Secondary Functions of Commercial banks :

Secondary functions of commercial banks refer to the crucial features of commercial banks. The auxiliary services can be classified into three heads, namely, agency functions, general utility functions, and other functions.

These functions are explained as follows:

  • Agency Functions: Implies that commercial banks act as agents of customers by performing various tasks, which are as follows:
  • Collecting Checks: Refer to one of the essential features of commercial banks. The banks receive checks and bills of exchange on behalf of their customers through clearing house facilities provided by the central bank.
  • Receiving Income: Constitute another significant function of commercial banks. Commercial banks collect dividends, pension, salaries, rents, and interests on investments on behalf of their customers. A credit voucher is sent to customers for information when the bank collects any income.
  • Paying Expenses: Implies that commercial banks make the payments of various obligations of customers, such as telephone bills, insurance premium, school fees, and rents. Similar to a credit voucher, a debit voucher is sent to customers for information when the bank pays expenses.

Here is a list of all the documents used in banks and offices . These are the documents used by the banks in their day to day activities and other works.

ANALYSIS OF DATA :

bank visit essay in english

Advantages of commercial banks:

Commercial banking can help small businesses by making it easier to manage day-to-day financial tasks. An established commercial account with a bank will make it easier to borrow money when you grow your business. Often a business is assigned a representative who works directly with the company to find the best services and solutions for the issues the industry is facing. For example, the company may save money by outsourcing payroll processing. Banks also offer invoicing services, with personalized invoices, and can set up transfers to other banks, which will simplify accounting procedures. Some banks provide retirement account management for your employees as well as other employee benefits. This can save you money, and make it easier to manage all of the services you offer employees. Some banks allow you to make deposits online by scanning checks. Your bank may provide you with discounts on your merchant services fees. Commercial banking will enable you to set up direct deposits for your employees as well as for any invoices you need to pay to others, which will save you time.

Disadvantages of commercial banks:

Commercial banking or business accounts are often more expensive than traditional bank accounts. Banks may charge fees for night deposits, for processing a certain number of checks and for the payroll services. Depending on the size of your business, some of the services offered may not be needed, and you may still be charged for the services even if you’re not entirely using them. Different banks may provide various services and charge different fees, and it can be challenging to compare the services. Signing up for a commercial account before your business is ready for one will cost you and may slow the growth of the market. If you choose the wrong bank, you may have a difficult time opening a new account and transferring all of the services to another bank. This can cost you both time and money.

CONCLUSION:

After spending a day in a corporate bank and observing their work environment, we could say that it’s the best services an individual could gain. A corporate bank has everything that is needed for an average citizen. It includes the transfer of money, quick cash, loans, deposits, cheques, etc. all at once place, thus saving time and money by providing everything right in one place. There is an entire staff facility in the bank that was ready to help whenever possible. The positive attitude of the employees gave enormous confidence to the clients to deal with the bank again

Aside from that, the bank also has various facilities like net banking, mobile banking through which a person can do almost everything from anywhere without actually visiting the bank physically. Hence I would say that the corporate bank in my town provided all the facilities one would need

DISCUSSION:

After discussing the bank details with one of the businessmen, he concluded that there are some facilities that a corporate bank cannot provide for a business person.

A mere example will be if you want to start a startup. It needs vast capital, and taking the capital on an interest rate higher than the required will eventually result in the liquidation of the newly emerged startup. Thus an investment bank does this risky task.

YOUR OPINION/ SUGGESTION :

Commercial banks should change their marketing concept. Under the new concept of marketing, the task of management should not so much be a skill in making the customer do what suits the rest of the business, as to be skillful in conceiving and making the business do what suits the interest of the customers.

The commercial banks should also provide credit to the agriculturists based on ‘joint guarantee’ given by the village panchayat or by a few well-known farmers of the village. The acceptance of such a basis will greatly help the farmers, particularly small farmers, in securing loans from commercial banks. This will also result in the more purposeful advent of the commercial banks in the rural sector and will bring them into a relationship with cooperative institutions. It will also ensure a fair understanding between them and encourage commercial banks to operate on the principle of collective service for a collective need.

ACKNOWLEDGMENT:

My profound gratitude to all the faculty members of the Department, for their timely assistance and encouragement throughout my research work.

I duly acknowledge the encouragement and support of the research scholars in the department, and all my colleagues and friends.

It gives me immense pleasure to take the opportunity to all the people who are directly or indirectly involved in the completion of my project based on Visit the Branch of Any Commercial Bank And Write a Report on Various Functions Performed by Bank.

With deep reverence, I offer my deepest gratitude _____, without whom this project could not have been fulfilled.

Lastly, I thank Almighty, my parents, family members, friends, and teachers for their constant encouragement and support, without which this project would not be possible.

Name of School/College

BIBLIOGRAPHY / REFERENCE :

  • Wikipedia.com.
  • Times of India Newspaper.
  • mainstreamweekly.net
  • https://study.com/academy/lesson/what-are-commercial-banks-definition-roles-functions.html

In order to download the PDF, You must follow on Youtube. Once done, Click on Submit

Subscribed? Click on Confirm

Download Visit the Branch of Any Commercial Bank And Write a Report on Various Functions Performed by Bank PDF

Related articles.

bank visit essay in english

Social Science Project Topics For Class 10 CBSE

bank visit essay in english

Solar Vacuum Cleaner & Floor Cleaner Robot Project

bank visit essay in english

Cam Shaft Mechanism DIY Ventilator Project

bank visit essay in english

Android Hostel Management System

17 comments.

These is very helpful. Especially for SYJC students!

Ya thats all we need that

this is very useful for HSC students

Very nicely detailed information is given I like that and I would like refer to my friends

Thanks for project and very helpful of hsc project

Very nice informatoin for hsc students

Thanks for help me it is very nice information i will like to refer to my friends

Very nicely written this project Thank you so much

Nice information about commercial bank with this information my project is done thanks you alot

Really liked this website. It’s very helpful for the HSC students. I wish u make more articles on the project which are remaining plz do so.

This useful for arts students of SYJC

Very nice to detailed information I like the

very nice for hsc students but the only problem is that the site is protected means you cant print it

Nice details

This is so useful tysm ❤️

Yes this is useful

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Notify me of follow-up comments by email.

bank visit essay in english

Please Enable JavaScript in your Browser to Visit this Site.

IELTS Mentor "IELTS Preparation & Sample Answer"

  • Skip to content
  • Jump to main navigation and login

Nav view search

  • IELTS Sample

Cue Card Sample

Ielts cue card # 204 - describe a bank you have visited, describe a bank/financial institute you have visited..

  • when you visited there
  • why you went there
  • what you did there

Similar Cue Card Topics

  • Describe an office or company you have visited or worked in.
  • Describe a building in your city.
  • Describe a busy place you went to.
  • IELTS Cue Card
  • IELTS Speaking
  • Candidate Task Card

bank visit essay in english

IELTS Materials

  • IELTS Bar Graph
  • IELTS Line Graph
  • IELTS Table Chart
  • IELTS Flow Chart
  • IELTS Pie Chart
  • IELTS Letter Writing
  • IELTS Essay
  • Academic Reading

Useful Links

  • IELTS Secrets
  • Band Score Calculator
  • Exam Specific Tips
  • Useful Websites
  • IELTS Preparation Tips
  • Academic Reading Tips
  • Academic Writing Tips
  • GT Writing Tips
  • Listening Tips
  • Speaking Tips
  • IELTS Grammar Review
  • IELTS Vocabulary
  • IELTS Cue Cards
  • IELTS Life Skills
  • Letter Types

IELTS Mentor - Follow Twitter

  • Privacy Policy
  • Cookie Policy
  • Copyright Notice
  • HTML Sitemap

FirstLanguageEnglish.com

Your key to IGCSE First Language English!

  • Your Profile
  • Membership Signup
  • Publications

Descriptive and Narrative Essay Bank

  • Directed Writing Sample Responses – EnglishFirstLanguage.net
  • Writer’s Effect – Sample Answers
  • Summary – Sample Responses for Question 1(f)
  • Mission and Motivation
  • Live Tuition Class Interest Form

Search Here ….

bank visit essay in english

Dear site members,

Lost and want inspiration? Want to create the best work that you’ve ever created but are lost? Please enjoy our Descriptive and Narrative Essay Bank!

This is a compilation of essays written for Descriptive and Narrative essay questions for Section B of Paper 2; beautifully written and tailored to the highest possible standards for the First Language English mark schemes for Cambridge with respect to Tables A and B, they will offer you insight on how to do the same and better during your personal exam attempt.

There are two parts to the Descriptive and Narrative Essay Bank, since there are two different types of questions that students can answer.

Here’s our descriptive composition essay bank.

Here’s our narrative composition essay bank.

Sample descriptive and narrative essays are provided on each of the pages – don’t forget to read our numerous guides to learn how you can tackle the different questions and parts of the curriculum! P.S. If you’d like to read a particular essay but realise that you can’t access it, consider purchasing a premium membership!

Meanwhile, if you’d like to purchase compilations of descriptive and narrative essays in eBook form (15USD each, no physical copies provided), feel free to do so below 🙂

Descriptive and Narrative Essay Compilations

40 Excellent Descriptive and Narrative Essays (Updated to May 2023)

40 Excellent Descriptive and Narrative Essays (Updated to May 2023)

Directed Writing and ERTR - Text Types and Formats Resource

Directed Writing and ERTR – Text Types and Formats Resource

First Language English (0500) - 56 Excellent Narrative and Descriptive Compositions

First Language English (0500) – 56 Excellent Narrative and Descriptive Compositions

The Complete Grammar Guide for IGCSE English Students: Unlock Grammar and Conquer Your IGCSE English Exams!

The Complete Grammar Guide for IGCSE English Students: Unlock Grammar and Conquer Your IGCSE English Exams!

Thank you for your support, and we hope that you’ll learn well and become the writers that you wish to be 🙂

English Compositions

Short Essay on Visit to an Exhibition [100, 200, 400 Words] With PDF

An exhibition is a place where a range of items of a specific type is put on display. Exhibitions introduce us to a specific field of art and are visited by connoisseurs of arts. In this lesson, dear students, you will learn to write essays in three different sets on a visit to an exhibition to help you prepare for your upcoming examinations.

Feature image of Short Essay on Visit to an Exhibition

Short Essay on Visit to an Exhibition in 100 Words

An exhibition is a place where a range of items of one type is shown. Exhibitions introduce us to a specific field of art, and I’ve always been fascinated by art. Last weekend, we went to a painting exhibition at Saltlake Stadium. The entrance fee was a reasonable 200 rupees. We reached there promptly at 4 p.m. It was bright and colourful, with a lively atmosphere.

The first stall displayed colourful and appealing oil paintings. These were mostly one-of-a-kind works of art, and abstract paintings hung next. I was perplexed by this type of painting. It had picked up on what I was thinking. The third stall was the most intriguing. It housed an incredible collection of paintings by well-known artists from around the world like Michelangelo and Pablo Picasso. It was a delightful evening.

Short Essay on Visit to an Exhibition in 200  Words

An exhibition is a setting where various items of a particular type are displayed. Exhibitions expose us to a specific field of art, and art has always captivated me. We went to a painting exhibition at Saltlake Stadium last weekend. The entrance charge was a modest 200 rupees. We arrived at 4 p.m. sharp. We got there early because we wanted to see everything that had been set up. Window shopping and gathering information were more important than making actual purchases.

The ground resembled one of those enormous expenses we’d read about in storybooks. It was bright and colourful, the atmosphere was active, and I could see foreigners. It largely displayed dazzling and attractive oil paintings. These were generally one-of-a-kind paintings. It appeared to be similar to how we snap close-up photos with our cameras.

Abstract paintings were hung next to it as part of an exhibition. This style of art perplexed me. It had picked up on my thoughts. The most intriguing stall was the third. It has a fantastic collection of paintings by well-known painters from all around the world. It also featured works by notable artists such as Michelangelo and Picasso.

We were tired of walking by half-past six, and there were benches at the end of the exhibition. We took a seat there. Popcorn, lemon tea, and delectable fritters were offered for purchase. We continued to eat till we burped. It was a wonderful evening.

Short Essay on Visit to an Exhibition in 400 Words

My mother is particularly fond of visiting exhibitions. I like to accompany her. An exhibition is a place where varied varieties of a particular kind of thing are displayed. It is like a big tree with different branches that bears juicy fruits and vibrant flowers. However, the fruits and flowers are all unique in their way.

Exhibitions give us exposure to a particular field of art, and art always fascinates me. Last weekend, we went to a painting exhibition at Saltlake Stadium. The entry fee was a reasonable 200 rupees. We reached there at 4 pm sharp. We started early because we wanted to see everything put on display. We were more interested in window shopping and gathering information than making real purchases. Photography was prohibited, so I didn’t take the trouble of carrying my camera anyway.

Saltlake Stadium is a large ground, and we realised at the entrance itself that it’s going to be a lot of footwork. The ground appeared to be one of those vast fares we read in stories. It was so colourful and vibrant, the environment was lively, and I could spot foreigners too. People of all ages were gathered up here. We started taking the stroll from the first stall on the left side of the entrance. It primarily exhibited oil paintings that were glossy and alluring. These were mostly the paintings of single pieces. It looked like the way we take close up captures from our cameras.

Next to it, abstract paintings were put up for exhibition. I found this form of art confusing. It picked up my brain. I felt that I, too, could have easily managed to make a stroke or two of those from my skilful hand, but I wasn’t confident enough to make such an utterance in front of my mother. I let the thought pass before it would have made a settlement in my tiny brain.

The third stall was the most interesting. It had a great collection from renowned painters around the world. It also had some paintings by great artists like Michelangelo and Picasso. I wanted my mother to buy at least one of them, but it was way over our budget. I decided I would draw a sketch and colour it nicely and offer it as a present to my mother on her birthday.

By half-past six, we were tired of walking, and there were benches at the end of the exhibition. We sat down there. Bustling popcorns, lemon tea and mouth-watering fritters were available to eat. We kept munching till we burped. We bought a wooden frame for the sketch I planned to do next weekend and returned home in time for dinner. It was a delightful evening.

Dear students, hopefully, after going through this lesson, you have a holistic idea of writing a descriptive essay on a visit to an exhibition. Your essay must paint a picture in front of the readers so that they at once feel as if they are also a part of the visit.

I have tried to cover every aspect that makes an exhibition worth visiting. If you still have any doubts regarding this session, kindly let me know through the comment section below. To read more such essays on many important topics, keep browsing our website. 

Join us on Telegram to get the latest updates on our upcoming sessions. Thank you, see you again soon.

More from English Compositions

  • 100, 200, 400 Words Paragraph and Short Essay [With PDF]
  • Diary Entry on Science Exhibition Held at Our School
  • Madhyamik English Writing Suggestion 2022 [With PDF]
  • Write a Letter to Your Friend about a Book Fair You Visited Recently [4 Examples]
  • Short Essays on Practice Makes a Man Perfect [100, 200, 400 Words] With PDF
  • Write a Letter to the Principal for Changing the Optional Subject
  • Short Essay on Basant Panchami [100, 200, 400 Words] With PDF
  • Write a Letter to the Editor for Unfair Means in the Examination
  • Short Essay on School games [100, 200, 400 Words] With PDF
  • Notice Writing Format, Type, Writing Tips, Examples [PDF]
  • [FREE PDF] Two Stories about Flying MCQs | CBSE Class 10 English Chapter 3 [TERM 1]
  • Write a Letter to Your Friend Telling Him About Your Visit to Shimla with Your Parents

Service Is a Study Guide

Our cheap essay writing service aims to help you achieve your desired academic excellence. We know the road to straight A's isn't always smooth, so contact us whenever you feel challenged by any kind of task and have an original assignment done according to your requirements.

From a high school essay to university term paper or even a PHD thesis

' src=

We use cookies. By browsing the site, you agree to it. Read more »

Finished Papers

55+ Open Essay Banks to Write My Essay Fast

bank visit essay in english

Being creative can be easier than it seems. Did you know that Steve Jobs had a unique theory about creativity? He said:

“Creativity is just connecting things. When you ask creative people how they did something, they feel a little guilty because they didn’t really do it. They just saw something. It seemed obvious to them after a while. That’s because they were able to connect experiences they’ve had and synthesize new things.”

That’s how the concepts of iPad and iPhone were created. That’s how you can write the next A+ essay. The easiest answer to your question “how to write my essay fast” is to visit essay banks. Access thousands of other students’ essays, find what you need, connect and synthesize the ideas into a whole, and enjoy the result.

Also, check this awesome list of more than 1000 open textbooks to get even better results.

Here are 50+ essay banks where you can find a great many useful academic materials, generously shared by other students:

  • IvyPanda essay database contains over 100,000 paper samples, donated by students. It is free, and anyone can get inspiration for their work. The database includes various assignment types: from an essay to coursework and dissertations.
  • MegaEssays.com stores thousands of essays written by students for students. Membership is free and only requires registration. It contains more than 85,000 papers including coursework and essays. More papers appear every day for you to use as references.
  • Studycorgi.com stores thousands of free essays written by English students for students. You can find here a sample paper on almost every topic you can think of. No registration required. You can also donate your own paper to Studycorgi database.
  • Essay Bank from the University of Birmingham offers links to PDF versions of essays and reports submitted by past and present students. This bank can tell you everything about English language grammar, syntax, course books, and more.
  • Brainia is a collection of open access essays, term papers, and reports. The building blocks for your next project could be hiding here. One of the writing sites that has categories for trending and popular papers. Every paper’s description contains the word count and number of pages.

Brainia Webite - Find Term Papers and College Essay Examples.

  • CyberEssays is a free service with lots of free essays and term papers on a variety of subjects. It contains hundreds of essays on history including American, Asian, European, and Middle Eastern territories.
  • ShareYourEssay claims to be the world’s largest platform for sharing essays. The users of this site readily share their knowledge and invite you to do the same.
  • ScholarWorks stores hundreds of open access academic papers submitted by undergraduate and graduate students. It has archives of publications in a scientific journal which are possible to download in PDF or read online.
  • Shmoop is a site to help you write essays, offering a variety of free essays, a writing guide, and other valuable materials that could come in handy for tailoring your essay. By subscribing to Scmoop, you also get access to many helpful features. For example, there are a lot of educational materials, courses, side-by-side translations of Old-English poems, tests, and other items.
  • DirectEssays offers 160,000 free term papers and essays that cover the most popular questions and academic research topics. On this website, you may even find essays on such rare topics as yoga, camping, swimming, genetic engineering, and more.
  • eCheat is a community that shares 150,000 free essays. All you need to dive into this pool of knowledge is to sign up and get a free account. This service helps to prevent writing blocks with its fantastic references and patterns. Just open a folder on your topic, and you’ll see free and premier essays to read. The best part? There are usually more free essays than ones that require payment!
  • 123HelpMe offers thousands of academic essays. Though at least half of them require a prepaid subscription, you can still find a variety of free materials here. The service also offers tutoring—you can get a pro’s feedback on your essay or other paper. Specialists check grammar, structure, syntax, spelling, and clarity.
  • PreserveArticles is the go-to place for browsing scientifically approved works of other users. You may want to upload your own essays, research papers, and reports as well.
  • NetEssays.net is a big collection of open access academic papers. You can access the first page of any paper without registration or any extra payment. The following pages, however, will only be available after you submit at least one of your past papers.
  • BrainPickings is a project by one author that is available to anyone on the web. Here you can find many topics that are often chosen for an essay or research paper.Learn more about famous scientists, politicians, and poets on this fascinating site.
  • The Electric Typewriter is a collection of 150 open access essays and articles written by top writers and journalists. Though the collection is not too big, the quality provided by professional writers is its advantage.
  • Useful Essays is a collection of open access essays covering various topics and disciplines.
  • Academic Journals is an open access directory providing free access to articles and essays. To submit a paper, you should format it in accordance with specific guidelines. The website’s specialists edit every essay.
  • British Academy offers open access essays and articles for the humanities and social sciences.
  • PLOS is an open access database of valuable academic resources.
  • Essays.se is an open access directory of university papers completed by Swedish students. There are more than 70,000 essays in the library smartly marked by tags.
  • Royal Historical Society offers open access materials for history students. Among them are journals, books, manuscripts, and dissertations.

Royal Historical Society Website

  • Free Essay Samples offer professionally written papers. The best part? There are essays on all topics and of different types: compare and contrast, argumentative/persuasive, pros and cons, etc.
  • Free College Essays is an easily navigated database of free essays in more than 50 categories. Joining this essay bank is easy—just donate a paper, and you’re free to access the bank anytime.
  • PhD Essay . Almost 50,000 free essays on more than 400 topics. Want more? They also have samples of interview analyses, public speeches, reports, and many more. For those who want to enhance their knowledge, on this website there are useful blog posts and a grammar checker.
  • Chuck III is a collection of more than 30,000 open access academic essays and reports. Find papers on architecture, art, mythology, religion, ethics, political science, and other related topics.
  • All Free Papers is an open access collection of free essay samples in a number of disciplines. There are thousands of templates you can use, and the data is continually updating.
  • Digital Essays is a collection of open access essays and term papers in various categories, including sports, social sciences, psychology, and history.
  • Good Luck IELTS is an open access collection of IELTS essay samples. The website is also an excellent source of knowledge on the IELTS speaking, writing, and listening parts. It offers many free materials and exercises to test yourself.
  • StudyMoose is one of the biggest free essay databases with a convenient and easy-to-use search option.
  • WOKINFO is a portal with free essays and white papers that could come in handy for your research.
  • College Term Papers is a collection of 32,000 college essays and term papers. Some of them are open access, while others require prepaid premium access.
  • Ebooks for all is a library with free to download essays, articles, research papers, and reports. Along with those, you can download your favorite book from such authors as Arthur Conan Doyle, Charles Dickens, or Friedrich Nietzsche.
  • Example Essays is a database of open access essays on the most popular and frequently discussed topics.
  • Research Gate is the website for sharing and accessing scientific knowledge. Membership is free. The tool is used by hundreds of students to enhance their research possibilities together with others.
  • 800 Score is an open access collection of GMAT essay samples that can boost your chances for success. Also, here you can download a test and get 24/7 tutoring support.
  • Template.net is a collection of nicely formatted and ready-to-use templates, including templates of resumes, articles, and essay outlines. For outlines, every point has short guidelines on how to create them better.

Template.net - Free Essay Outline Templates

  • IDEALS (Illinois Digital Environment for Access to Learning and Scholarship) is the hub for students wondering “how to write my essay fast.” It has regular additions, so it’s possible to find papers on trending topics and recent news. The data is accessible through an advanced search where you can filter results by title, author, department, and a text’s quotation.
  • Open University is an easy-to-use academic search engine. Use the advanced form to find articles published on specific dates, topics, and written by particular authors.
  • ROAR (Registry of Open Access Repositories) is a network of scholarly databases offering free access to their materials.
  • BASE (Bielefeld Academic Search Engine) offers free materials for essay writing and research purposes.
  • ArXiv is an open access library for students learning math and computer science. Astrophysics, nuclear theory, functional analysis, geometry, genomics, economics, and many more topics are available for research in this library.All sources are sortable for you to get the knowledge you need.
  • Archievenet is a searchable device that will help you get valuable ideas to write your essay.
  • NCL is a gold mine of free educational content. It links to various content areas including bills, the constitution, press rooms, program evaluation, statutes, issue reports, and many more on any U.S. state.
  • FreeFullPDF is an open access repository for academic research. It contains many helpful sources on health, physics, and mathematics.
  • JURN is a search engine storing millions of free academic articles covering different fields of study.
  • HighWire is a free online full-text articles portal. More than 2 million materials are free for your use.
  • StudyMode is a service you’ll love. A ton of free essays on any topic, fantasticallywritten layouts, and striking topics await you on this website.Search references for your work among thousands of high-quality papers (on almost every research topic) that are updated daily.
  • IDEAS will inspire you to write your essay in economics. It includes more than 2 million materials for research.
  • Essay Sauce presents free essays that stick to a powerful layout including literature review, methodology, results, discussion, and other sections.
  • IDRC is the go-to place for anyone who needs information for a problem-and-solution essay.
  • PubPsych is a web portal with open materials for academic research and essay writing.
  • IELTS Practise.org . Here you’ll find dozens of IELTS essay samples typical for exams. Also, you can learn vocabulary and grammar with the help of the website’s resources.
  • Any Essays — here you’ll find a variety of essays for school and college students. They’re free to read or use as references.
  • Z Essay presents a small collection of essays on literature, history, and health.
  • Paul Graham is a writer, programmer, and investor in more than 1,000 startups including Dropbox, Airbnb, and Reddit. On his website, you’ll find many example essays. Those on investing, startups, and programming are especially interesting as Paul Graham has experience in these fields

You can use these sources to answer the question “how to write my essay?” and be successful. If you are inspired and combine and synthesize different ideas from many resources, you will likely achieve a high score.

  • Share via Facebook
  • Share via Twitter
  • Share via LinkedIn
  • Share via email

I love this!

Thanks for the feedback!

Hi everyone. I am happy to be here with you, on this particular discussion board. It is fascinating to read through great ideas. In my opinion, this service is awesome, and I am delighted to share it with you. It helped me a lot.

Hi Georgina,

It’s very kind of you to take time and leave this comment. I’m happy to know that our blog helped you in your studies!

I hope this list helped you to write your essay! Please let me know if you have any questions.

Very nice site!

thanks for your feedback! Feel free to browse other posts and categories.

I love your blog! Very nice colors and a theme. Did you create this website yourself or did you hire someone to do it for you? Please answer back as I want to design my blog and would like to find out where you got this from. Thank you!

Hi Tassilyn! Thanks for the compliment. We created the blog ourselves, so your words are appreciated 🙂

Weeeee, what a quick and easy soiulton.

Always happy to help 🙂

Please wait...

Oliveboard

50+ English Practice Questions for Bank Exams | Free PDF

50+ English Practice Questions

English Practice Questions for Bank Exams : English i s one of the most important section in almost every banking and competitive exam. When it comes to the preparation of English section, many aspirants find it a tough nut to crack, as there are no set formulas as quant, and no set methods to solve a question like reasoning. But if you want to be good at something be it sports or a subject, then the only way out is “practice, and Practice”. After all practice makes a person perfect. With this thing in mind, we bring to you 50+ English practice Questions for bank exams. You can download this free PDF and start preparing for your upcoming banking or any other competitive exam with this E-Book. let us see what’s there in this E-book.

Download the English Practice Questions for bank exams Free PDF

How to download the english practice questions for bank exams free pdf.

Step 1:  Click on the  download link .  You will be taken to Oliveboard’s FREE E-Books Page.

Data sufficiency questions

Step 2:  Register/Login to the Free E-Books Page of Oliveboard (It is 100% free, You just enter your valid email ID and a password to be able to download the  English Practice Questions PDF.

Step 3:  After Logging in, you will be able to download the free e-book by clicking on  “click here”  as shown in the snap below.

Data sufficiency questions

Here’s A Sneak Peek Into E-book 

Question 1. Read the following sentence and determine whether there is any error in it. The error, if any, will be in one part of the sentence. If the sentence is error-free, then select ‘No Error’ as your answer 

Despite of the rain, the parade went(A)/on uninterrupted which was followed by(B)/ the President’s address and other formal (C)/ festivities of the Republic Day. (D) Options 

Question 2. “Lisa is more stronger than(A)/ her opponent”, said the coach(B)/ during the press briefing(C)/ ahead of the Asian Games.(D)

Question 3. I lost the bag in which I had my all documents, certificates, and academic records. /(A) I have a job interview tomorrow where I need all these things, /(B) and I have no clue what will happen. I lodged /(C) a police complaint, but within this short time, nothing is possible. /(D)

Question 4. The fabric is as softer as cotton, but it is /(A) not pure cotton. That’s why she got so many /(B) allergic reactions on her face after using that mask /(C) and is now under proper medication and care. /(D)

Question 5. After the(A)/ rise, the (B)/cases started (C)/dropping sudden.(D)./ No Error(E)

Question 6. Kiva has loaned out (A) nearly a quarter of (B) a billion dollars to (C) small and medium businesses for 2005

The end of World War II was not just the end of a war, but also the __(A)__ of a tense and dynamic period that affected society on all levels. This “postwar” period, as it became known, shaped the world as we know it today; likewise, the period was shaped itself both by the war that had __(B)__ it, and the powerful forces that surrounded it. As the energy of fundamentally different ideologies—Communism and Democracy— collided with advances in science such as the nuclear bomb, a dangerous environment ensued that created an atmosphere of __(C)__ throughout the world and especially, within America. This atmosphere is known broadly as the “Cold War.” While the Cold War played out step-by-step between the United States and the Soviet Union, it was __(D)__ playing out in the everyday lives of the masses within their borders. Paranoia, nevertheless, was not an effect that followed immediately after the close of the War. In fact, the United States had enjoyed an extended period of economic __(E)__ during the war, and following the war, the U.S. economy continued with great strength for more than a decade. The end of World War II was not just the end of a war, but also the __(A)__ of a tense and dynamic period that affected society on all levels.

Question 7. Which of the following words most appropriately fits the blank labelled (A)? 1. Significant 2. Advantage 3. Beginning 4. Successfully 5. Staff

Question 8. This “postwar” period, as it became known, shaped the world as we know it today; likewise, the period was shaped itself both by the war that had __(B)__ it, and the powerful forces that surrounded it. 1. Preceded  2. Damper  3. Subsequent  4. Arming  5. Static

Question 9. As the energy of fundamentally different ideologies—Communism and Democracy— collided with advances in science such as the nuclear bomb, a dangerous environment ensued that created an atmosphere of __(C)__ throughout the world and especially, within America.  1. Public  2. Radical  3. Politically  4. Paranoia  5. Symbolic

Question 10. While the Cold War played out step-by-step between the United States and the Soviet Union, it was __(D)__ playing out in the everyday lives of the masses within their borders. Paranoia, nevertheless, was not an effect that followed immediately after the close of the War.  1. Warheads  2. Separated  3. Simultaneously  4. Hiding 5. Seek

English questions for banking exams

Also check the video for detailed solutions of this PDF

This is all from our side in this blog. Stay Tuned to Oliveboard for more such Free Study material 😀

bank visit essay in english

I have been writing blog content for different exams for more than 3 years now. Being an aspirant myself and having closely worked with students and mentors, I know what kind of content an aspirant is looking for. Apart from writing content, I like watching movies.

  Oliveboard Live Courses & Mock Test Series

  • Download 500+ Free Ebooks for Govt. Exams Preparations
  • Attempt Free SSC CGL Mock Test 2024
  • Attempt Free IBPS Mock Test 2024
  • Attempt Free SSC CHSL Mock Test 2024
  • Download Oliveboard App
  • Follow Us on Google News for Latest Update
  • Join Telegram Group for Latest Govt Jobs Update

BANNER ads

Download 500+ Free Ebooks (Limited Offer)👉👉

Thank You 🙌

COMMENTS

  1. Essay on Visit to a Bank

    250 Words Essay on Visit to a Bank Introduction. A visit to a bank is an experience that offers an insightful peek into the functioning of a financial institution. It is a place where numerous transactions take place, money is saved, and loans are provided, thereby playing a pivotal role in the economy.

  2. Bank Essay for Students and Children in English

    Long Essay On Bank 500 Words in English. Given below is an extended essay on Bank for aspirants of competitive exam and students belonging to classes 6,7,8,9, and 10. The Bank essay helps the students with their class assignments, comprehension tasks, and even for competitive examinations. A bank is a licensed monetary institution to make loans ...

  3. Paragraph on Visit to a Bank- by Anand

    Introduction: A visit to a bank is always informative. The banking institution is an integral part of the present economic system. Channelization and concentration of resources for the purposes of satisfying the economic needs and objectives of the nation, is the principle on which a bank operates. I had to visit the bank to open my own account last Sunday. Work of Various Departments: Just ...

  4. Essay on Bank for Students in English

    Meaning of Bank. Banks are mainly linked to depositing and lending money. In Indian society, moneylenders used to give money to people in ancient times. They charged a high rate of interest to people as there were no banks or banking systems available at that time. But, with the change in time, the banking system was introduced in India.

  5. Essay on Bank in English for Children and Students

    Bank Essay 2 (300 words) Introduction. Banking system has been in place since centuries. The system has been prevalent in India as well as other parts of the world. Only the services provided and the functions carried out have enhanced over the time. History of Banks. Banking service began back in the 14 th century in some parts of Renaissance ...

  6. Visit to a bank I Essay I ENGLISH I ROTA

    This video is helpful to make an essay on "VISIT TO A BANK".

  7. Long and Short Essay on Bank in English for Children and Students

    Bank Essay 2 (300 words) Introduction. Banking system has been in place since centuries. The system has been prevalent in India as well as other parts of the world. Only the services provided and the functions carried out have enhanced over the time. History of Banks.

  8. Visit the Branch of Any Commercial Bank And Write a Report on Various

    Advancing Loans: This refers to one of the essential functions of commercial banks. Commercial banks use public deposits to grant loans to individuals and businesses. Commercial banks give loans in the form of overdraft, cash credit, and discounting bills of exchange. Also, check - Functions of the central bank.

  9. IELTS Cue Card # 204

    Describe a bank/financial institute you have visited. You should say: when you visited there. why you went there. what you did there. and explain your experience of the visit to this place. Model Answer 1: I have always felt that banks are there mostly for rich people or the people who are expecting to be rich.

  10. How to Open a Bank Account (Paragraph / Composition / Essay )

    Opening a bank account involves several straightforward steps. Firstly, we must decide on the type of account that suits our needs, such as a savings account, current account, DPS, or FDR. Each bank typically has a dedicated desk to assist with this process. Next, we visit the designated desk to obtain an application form, which we fill out ...

  11. Bank Experience Essay

    1479 Words. 6 Pages. Open Document. Essay Sample Check Writing Quality. Show More. 1. Rushed (Current Bank Experience) My first experience with selecting my current bank draws back to my first day at university. I created an account, on paper, at a tent during the welcome week celebration.

  12. Bank Visit Project

    Project for students bank visit report date: bvoc sem bank: objectives: to enhance the skills and knowledge on: how to open bank account banking: types of ... English literature and as Identity 2023 ... Book Summary Realism and the Novel Form by Ian Watt - 847 Words Essay Example; Preview text. Bank Visit : REPORT. Date: BVoc Sem 1. Bank ...

  13. Essays for Bank Exams: Check Tips, Preparation Strategy for Essay

    Essay 1: Digital Banking - A Boon or Bane for Society. With the advent of digital technology, banking has become a lot easier and convenient for people. Digital banking refers to the use of online banking, mobile banking, and other electronic channels to perform banking activities.

  14. Essay on Visit to a Bank

    Essay on Visit to a Bank | visit to bank experience essay in english | bank visit essay in english #essayonvisittoabank#englishessay #bankessay#bankvisitessa...

  15. Bank Visit 2022

    Bank Visit essay bank visit report date: 18th august 2022 venue: idbi bank, wayle nagar, kalyan. objectives: students will enhance their skills and knowledge on. Skip to document. ... English (IN) India. Studocu is not affiliated to or endorsed by any school, college or university.

  16. Descriptive and Narrative Essay Bank

    Please enjoy our Descriptive and Narrative Essay Bank! This is a compilation of essays written for Descriptive and Narrative essay questions for Section B of Paper 2; beautifully written and tailored to the highest possible standards for the First Language English mark schemes for Cambridge with respect to Tables A and B, they will offer you ...

  17. Visit to A Place of Historical Interest (Paragraph / Composition / Essay )

    Paragraph Writing Visit to A Place of Historical InterestMy innate curiosity towards places of historical significance has always driven me to explore them. Such places hold immense value in terms of education and culture. They offer a glimpse into the past and its various facets such as culture, traditions, and historical events. Visiting historical places is both a fascinating and enriching ...

  18. Reserve Bank Of India English Language Essay

    The Reserve Bank of India Act, 1934 was commenced on April 1, 1935. The Act, 1934 (II of 1934) provides the statutory basis of the functioning of the Bank. The Bank was constituted for the need of following: To regulate the issue of banknotes. To maintain reserves with a view to securing monetary stability and.

  19. Descriptive Writing for Bank Exams

    Descriptive Writing for Bank Exams is present in almost all Bank PO and Grade B exams held across the country.Candidates applying for major Bank Exams will have to appear for the English descriptive writing paper in Mains stage only. Aspirants will need to attempt one Letter and another Essay/Precis descriptive writing topics for bank exams such as SBI PO, IBPS PO, RBI Grade B, NABARD Grade A ...

  20. Short Essay on Visit to an Exhibition [100, 200 ...

    Short Essay on Visit to an Exhibition in 200 Words. An exhibition is a setting where various items of a particular type are displayed. Exhibitions expose us to a specific field of art, and art has always captivated me. We went to a painting exhibition at Saltlake Stadium last weekend. The entrance charge was a modest 200 rupees.

  21. Visit To Bank Essay In English

    Visit To Bank Essay In English, Term Paper Themes, How To Address A Cover Letter When You Don't Know Who The Hiring Manager Is, Hook Statement For Research Paper, Case Study Of Smart Village And Local Village, Responsibility Essays, Homework Is An Equity Issue 4.8/5

  22. 55+ Open Essay Banks to Write My Essay Fast

    Essay Bank from the University of Birmingham offers links to PDF versions of essays and reports submitted by past and present students. This bank can tell you everything about English language grammar, syntax, course books, and more. Brainia is a collection of open access essays, term papers, and reports.

  23. 50+ English Practice Questions for Bank Exams

    English Practice Questions for Bank Exams : English is one of the most important section in almost every banking and competitive exam. When it comes to the preparation of English section, many aspirants find it a tough nut to crack, as there are no set formulas as quant, and no set methods to solve a question like reasoning.